Bee Diseases Insurance Ltd (BDI) provides insurance coverage specifically for beekeepers in England and Wales. The coverage offered by BDI compensates beekeepers who have had their equipment destroyed by a Bee Inspector as a result of their colony or colonies being infected by a notifiable disease, currently European Foulbrood (EFB) and American Foulbrood (AFB). The condition of the equipment can affect the level of compensation.
In addition to disease coverage, BDI also has a limited contingency fund to compensate for equipment destroyed following infestation by a notifiable pest, currently Small Hive Beetle (Aethina tumida) and Tropilaelaps.
It is important to note that only equipment destroyed is covered by this insurance, but not the cost of replacement bees.